Let's be serious for a minute here. A year ago, I bought shares of CHINA.COM at about $10/share. A couple of months after I bought it, I sold it with a loss of about $50. No biggie. Today, while watching India Business News on CNN I find out that CHINA.COM is now trading at $.05. I am so glad I sold it when I did. Now, fortunately I have no money in the market and is safely tucked a way in a money market account. Today the Dow closed at around 7550, it seems like it would be a perfect opportunity to buy but I am not ready to risk any of my retirement money on risky stocks.